When discussing income protection, serious illness, or life cover, your clients may have different reasons why they believe they do not need protecting. If they don’t realize the potential risk of it happening to them, they won’t appreciate the value of having cover in place.
Friends First risk check calculator quickly demonstrates the risk people face. Simply enter your client’s name, age, sex, smoker status and retirement date and instantly their personalised results will reveal the likelihood of them:
being unable to work for three months or more (due to an accident or illness)
suffering a serious illness
the probability of any of these life events happening before a chosen retirement age.