The Facts 

• 1 in 6 of Irelands working population will be disabled for more than 6 months   
• The average claim duration is 5.5 years 
• Social Welfare disability allowance is just € 10,286 per annum for an individual   
• For a family with 1 adult dependant and 2 children this is just € 19,610 per annum 
• There is no Social Welfare benefit for the self-employed 
• Only 15% of private sector workers are entitled to sick pay for more than 6 months 
• Public sector workers receive full pay for their first 6 months of absence followed by half pay for the next 6 months 
• 36% of those surveyed think their salary is protected by other insurance e.g. Mortgage Protection, Loan Repayment Protection and Critical Illness cover* 
• However, less than 10% of the Irish Workforce have any form of private salary protection 

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