Friends First

What is Income Protection?

People can have different ideas about the benefits of Income Protection. So allow us, the Income Protection experts, to explain them.

You insure your home, car and your family against the unexpected. A pension provides for your retirement. But what if something happens during your working life such as an accident or long-term illness, preventing you from being able to earn an income?

Making ends meet and the financial worry might cause you and your family undue stress at a difficult time. This is what Income Protection is for.

The facts

  • Income Protection pays you up to 75% of your income if you can't work due to illness or injury
  • This is guaranteed until retirement while you're unfit to return to work
  • Your premium won't increase if you make a claim
  • Should you need to claim, we'll give you all the support and training you need to return to work, while we pay your claim
  • We're proud of the fact that we have been paying some customers a replacement income for over thirty five years
  • Income Protection covers any illness, injury or disability, providing peace of mind by protecting the things you love
  • You choose the level of benefit and we calculate your premium based on that information and of course your health
  • As your premiums qualify for tax relief up to 41%, protecting your lifestyle can be cheaper than you think

Our customers have made us Income Protection market leaders, with 90% satisfaction levels in a recent independent claimant's survey.