The Facts
- 1 in 6 of Irelands working population will be disabled for more than 6 months
- The average claim duration is 5.5 years
- Social Welfare disability allowance is just € 10,286 per annum for an individual
- For a family with 1 adult dependant and 2 children this is just € 19,610 per annum
- There is no Social Welfare benefit for the self-employed
- Only 15% of private sector workers are entitled to sick pay for more than 6 months
- Public sector workers receive full pay for their first 6 months of absence followed by half pay for the next 6 months
- 36% of those surveyed think their salary is protected by other insurance e.g. Mortgage Protection, Loan Repayment Protection and Critical Illness cover*
- However, less than 10% of the Irish Workforce have any form of private salary protection
*based on Lansdowne Market Research Survey, April 2006
